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What are the AI Tools Gen Z is using to build wealth?

Here are some of the top AI tools Gen Z is using in 2025 to build wealth, based on the latest trends and expert insights:

💼 1. AI-Powered Investment Platforms

  • Wealthfront & Betterment: Robo-advisors that use AI to manage diversified portfolios based on your goals and risk tolerance.
  • Q.ai: Offers AI-powered “investment kits” that adapt to market conditions.
  • Kidbrooke’s Kate: Combines large language models with structured financial models to offer personalized investment advice.

🧠 2. AI Agents for Business & Side Hustles

  • Relevance AI: Lets users build custom AI agents for sales, marketing, and analytics without coding.
  • Gum Loop: Automates customer engagement and lead generation.
  • 10Web: AI website builder that helps launch e-commerce or portfolio sites quickly.

🎨 3. Content Creation & Monetization Tools

  • Opus AI: Automates podcast editing, summarization, and clip creation.
  • Runway ML: AI video editing and special effects for content creators.
  • Copy.ai & Jasper: Generate marketing copy, blog posts, and product descriptions.

🌍 4. AI for Global Freelancing & Remote Work

  • 11 Labs & OpenAI API: Used for AI-powered translation and voice synthesis, helping Gen Z offer multilingual services.
  • Fiverr & Upwork AI integrations: Help freelancers optimize gigs and client communication.

📊 5. Financial Literacy & Planning Tools

  • Cleo: A chatbot that helps users budget, save, and understand spending habits.
  • Emma: Tracks subscriptions, spending, and offers smart saving tips.
  • Zogo: Gamified financial education app popular among Gen Z.

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